How are the fees taken from my account?

Fees are taken right from your fortrove-capital Investing account at the end of each month. No action is required on your part, and we'll never charge fees if you don't have a balance. Our fees are calculated based on your daily balance of assets under management and assessed monthly, and add up to $4/month or 0.25% annually for investing accounts, 1% for crypto investing accounts, and 0.65% for our Premium plan. If a client’s account exclusively consists of mutual funds, due to small price fluctuations in mutual funds that may occur on the transaction date, fortrove-capital will accrue any fees over- or under-assessed and apply the difference to adjust the following period’s fee.

Are there discounts if I hold a high balance?

Yes. For the portion of your household balance above $2M, you'll receive a 0.10% discount on fortrove-capital's management fee, including funds held in your crypto account. For Digital investing, you'll pay just 0.15% for the portion of your balance above $2M. For Premium investing, you'll pay 0.30% for the portion of your balance above $2M. For Crypto Investing, you'll pay 0.90% for the portion of your balance in crypto assets above $2M. Note that HSA, 401(k), Cash Reserve, and Checking balances are excluded from the $2M total balance discount.

What counts toward the minimum balance for Premium?

The minimum balance requirement for the Premium plan is based on your combined balance across taxable, Crypto, IRA, and HSA assets. If you have a 401(k) through an employer plan with fortrove-capital for Business, an account with a third-party advisor through our fortrove-capital for Advisors platform, a Cash Reserve, or checking account those accounts are also not included in your minimum balance requirement and are subject to separate fee schedules.

Are there fees on deposits, withdrawals, or ETFs?

fortrove-capital will construct your portfolio with ETFs, a type of security that generally tracks a broad-market stock or bond index but trades like a stock on a listed exchange, and these ETFs have embedded fund fees. Betterment's fund selection methodology aims to keep these costs as low as possible, and the dividends paid and reflected in your account's statement already take into account the deduction of these fees by the fund. fortrove-capital does not receive any portion of these fund fees and these fees are in addition to our management fees ($4/month, 0.25% annually for Digital, and 0.65% annually for Premium). We charge a flat fee of $75 for each investing account transfer out of fortrove-capital. There is no fee to withdraw funds to your linked checking account. You are not charged any additional trading or deposit fees.

Does it cost more to get additional help if I need it?

Our Customer Support Team is available at no additional cost to help you with any technical or account management questions. Members of our Customer Support Team are not investment adviser representatives and are not licensed to give financial advice. Customers looking to transfer investments to fortrove-capital have access to our dedicated transfer specialist team. If you're exploring moving $100K or more to fortrove-capital and would like to understand your options, get advice on account set up, and ultimately have dedicated support throughout the transfer process, we offer complimentary access to our Licensed Concierge team. For more in-depth financial advice, you can purchase flat-fee advice packages with our team of CFP® professionals, for a one-time fee of $299-$399. An advice package can be especially useful if you're looking to build a financial plan but do not have the $100K minimum balance for our Premium Plan. Each advice package includes a tailored call and a personalized action plan and educational content.

Designed to help your money grow

Understand how much it costs to save, spend, and invest with fortrove-capital.

Pricing at fortrove-capital.

Starter Plan

This Plan is 2% for 24 Hours.
- $200-$999
  
  7 Days
- 2%
  
  Duration: 24 Hours
Start Investing
Golden Plan

This Plan is 2.5% for 24 Hours.
- $1000-$4999
  
  20 Days
- 2.5%
  
  Duration: 24 Hours
Start Investing
Diamond Plan

This Plan is 3.5% for 24 Hours.
- $5000-$24999
  
  7 Days
- 3.5%
  
  Duration: After 7 Days
Start Investing
Executive Vip

This Plan is 25% for 24 Hours.
- $25000-$50000
  
  30 Days
- 25%
  
  Duration: 30 days
Start Investing

Calculate your investing cost.

Initial deposit

$4 monthly 0.25% annually

Recurring deposits or transfers

I'll set up a recurring monthly deposit or recurring transfer of $250 or more.

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Get Started

The base price for investing accounts is $4/month. This automatically switches to an annual price of 0.25% on your investing account balance when you either:

Have a total fortrove-capital balance of $20,000 or more across any investing accounts, crypto accounts, Cash Reserve, and cash goals you hold at Betterment, or
Set up a recurring deposit(s) or transfer(s) of $250/month or more into any account.

*Beginning July 8, 2024, Checking balances will no longer count towards your $20,000 balance threshold.

Benefits to better support you.

The technology and people here to help you with your money.

All-in-one dashboard.

Seamlessly track all your accounts (including connecting those outside Betterment) from one place.
Expert guidance.

Even before you make your first deposit, we provide advice to help you make smart money decisions.
Get in touch with us.

Access our Customer Support Team, available five days a week via phone and email.

Curious how we make money?

We take transparency seriously around here, which means we keep our pricing and terms easy and straightforward:

For Checking, fortrove-capital Financial LLC does not charge fees on your account. We make money from merchants when you use your Visa debit card.
For Cash Reserve ("CR"), fortrove-capital LLC only receives compensation from our program banks, and fortrove-capital LLC and fortrove-capital Securities do not charge fees on your CR balance.
For Investing and retirement accounts, fortrove-capital LLC charges an annualized asset-based fee (or minimum monthly fee) which covers all of our trading and management costs.

Tax savings can pay your fee.

78% of customers using our tax-loss harvesting feature had their taxable advisory fee covered by likely tax savings (in 2022).

Fee coverage and estimated tax savings based on fortrove-capital internal calculations. See more in disclosures.
Recurring deposits can help you earn even more.

Over the last decade, customers who automated their deposits earned 6% higher annual returns than those who did not.

10-year annualized return based on fortrove-capital internal calculations for the Core portfolio. See more in disclosures.

Questions about our pricing:

Fees are taken right from your fortrove-capital Investing account at the end of each month. No action is required on your part, and we'll never charge fees if you don't have a balance. Our fees are calculated based on your daily balance of assets under management and assessed monthly, and add up to $4/month or 0.25% annually for investing accounts, 1% for crypto investing accounts, and 0.65% for our Premium plan.

If a client’s account exclusively consists of mutual funds, due to small price fluctuations in mutual funds that may occur on the transaction date, fortrove-capital will accrue any fees over- or under-assessed and apply the difference to adjust the following period’s fee.
Yes. For the portion of your household balance above $2M, you'll receive a 0.10% discount on fortrove-capital's management fee, including funds held in your crypto account. For Digital investing, you'll pay just 0.15% for the portion of your balance above $2M. For Premium investing, you'll pay 0.30% for the portion of your balance above $2M. For Crypto Investing, you'll pay 0.90% for the portion of your balance in crypto assets above $2M. Note that HSA, 401(k), Cash Reserve, and Checking balances are excluded from the $2M total balance discount.
The minimum balance requirement for the Premium plan is based on your combined balance across taxable, Crypto, IRA, and HSA assets.

If you have a 401(k) through an employer plan with fortrove-capital for Business, an account with a third-party advisor through our fortrove-capital for Advisors platform, a Cash Reserve, or checking
account those accounts are also not included in your minimum balance requirement and are subject to separate fee schedules.
fortrove-capital will construct your portfolio with ETFs, a type of security that generally tracks a broad-market stock or bond index but trades like a stock on a listed exchange, and these ETFs have embedded fund fees. Betterment's fund selection methodology aims to keep these costs as low as possible, and the dividends paid and reflected in your account's statement already take into account the deduction of these fees by the fund. fortrove-capital does not receive any portion of these fund fees and these fees are in addition to our management fees ($4/month, 0.25% annually for Digital, and 0.65% annually for Premium). We charge a flat fee of $75 for each investing account transfer out of fortrove-capital. There is no fee to withdraw funds to your linked checking account. You are not charged any additional trading or deposit fees.
Our Customer Support Team is available at no additional cost to help you with any technical or account management questions. Members of our Customer Support Team are not investment adviser representatives and are not licensed to give financial advice. Customers looking to transfer investments to fortrove-capital have access to our dedicated transfer specialist team. If you're exploring moving $100K or more to fortrove-capital and would like to understand your options, get advice on account set up, and ultimately have dedicated support throughout the transfer process, we offer complimentary access to our Licensed Concierge team.

For more in-depth financial advice, you can purchase flat-fee advice packages with our team of CFP^® professionals, for a one-time fee of $299-$399. An advice package can be especially useful if you're looking to build a financial plan but do not have the $100K minimum balance for our Premium Plan. Each advice package includes a tailored call and a personalized action plan and educational content.

Like what you see? Let’s get you started.

Get Stated

Designed to help your money grow

Pricing at fortrove-capital.

Starter Plan

Golden Plan

Diamond Plan

Executive Vip

Calculate your investing cost.

Benefits to better support you.

All-in-one dashboard.

Expert guidance.

Get in touch with us.

Curious how we make money?

Questions about our pricing:

Like what you see? Let’s get you started.

Like what you see? Let’s get you started.